Insurance and Bad Faith Lawyers at Cohen & Sinowski
Once you file an insurance claim, it’s up to the insurance company to act in good faith. However, this tends to be an area that insurance companies fall short on, causing the infliction of bad faith. This means that the insurance company may have tried to evade its obligation to investigate the claim that you filed or that the insurance company failed to pay you. Either of these possibilities would be considered as bad faith, leaving you with a possible insurance and bad faith case.
At Cohen & Sinowski, our attorneys have extensive expertise with insurance and bad faith cases. We work diligently to get you the compensation you deserve for your insurance and bad faith case.
Examples of Bad Faith Committed by Insurance Companies
When you pay your hard-earned money to an insurance company, you would hope that they would have your best interest in mind. However, this is not the case for many, and the insurer may not be as transparent as they need to be to keep you in good faith.
For your reference, we’ve listed some examples of bad faith committed by insurance companies below:
- Failure to divulge policy limits.
- Unnecessary denial of coverage.
- Failure to respond to a time limit demand.
- Failure to punctually provide a justifiable explanation for denial of a claim.
- Failure to deny or pay the claim within a reasonable time frame.
- Failure to communicate pertinent information about the claim to the claimant.
Bad faith litigation can come in a variety of forms, and branch out into different directions, to say the least. If you have any questions about whether you have an insurance and bad faith case, contact the attorneys at Cohen & Sinowski for your free consultation.
Cohen & Sinowski: Duties to Policyholders in Georgia
The duties of the insurance companies are crucial to keeping the claimant within the good faith realm. When there is a failure to deliver these duties, it’s considered bad faith. Below are examples of the duties insurance companies must adhere to in order to stay away from what may be considered as bad faith:
- Duty to Defend: Your insurance company has the duty to defend you against all actions brought against them. Failure to do so is an act of bad faith.
- Duty to Settle Claims: Settling a claim could be advantageous for the insured because it brings many other damages beyond the limits to light. The insurer may stray from settling a claim because they hope it will reduce their liability at trial, thus breaching the insurance company’s duty to settle the claim. This is in bad faith of the insured, leaving you with a potential case.
- Duty to Indemnify and Pay Coverage Claims Against Their Insureds: When an insurer fails to pay a settlement agreement or judgment, this means that the insurer has breached its duty to keep the insured within good faith.
Contact the Attorneys at Cohen & Sinowski in Marietta for Your Insurance & Bad Faith Legal Needs
Although each case is entirely unique bringing forth different results, we believe that it is good to keep your expectations realistic when trying to discover if your case will bring you the success you need. Trying to get everything in an orderly fashion for your case can be overwhelming, but at Cohen & Sinowski, we’re here to help during your time of legal need, making the process easier for you.
Contact us for all your insurance and bad faith legal needs. We’re easily contacted by phone at (404) 800-CASH or through our convenient online form. As always, your first consultation is free, where we will evaluate your claim to discover whether you have a case or not. Contact us today to get the legal help you need.