Car accidents can be a traumatic and overwhelming experience for anyone involved. In the aftermath, settling a claim can become yet another stress-inducing task. Fortunately, understanding the Georgia car accident settlement process can help you navigate your claim with confidence. In this guide, you’ll find a step-by-step overview, accompanied by a real-life case study, and information about how the experienced attorneys at Cohen & Sinowski can provide assistance.
After a car accident, your top priority should be receiving medical care for any injuries you or others involved may have sustained. Even if you don’t feel injured initially, it’s essential to get checked out, as some injuries may not be apparent immediately.
At the scene, obtain contact and insurance information from all parties involved, as well as witness statements, if possible. Take photographs of the vehicles, damage, and surroundings to aid your claim later.
Case Study: Mary was involved in a car accident at an intersection in Atlanta when another driver ran a red light, hitting her vehicle. Mary called 911, and when first responders arrived, they took her to the hospital for a proper evaluation. Mary’s husband documented the scene by taking pictures and collecting the other driver’s insurance information.
In Georgia, you’re required to report any accident that involves injury, death, or property damage exceeding $500. This report should be filed with local law enforcement.
Document all your medical expenses, property damage, lost wages, and other costs related to the accident. Keeping a detailed journal can also help provide context for your claim when negotiating with the insurance adjuster.
Case Study: Mary reported the accident to local police and began tracking her medical expenses, including visits to specialists, physical therapy sessions, and prescription medications. Additionally, she documented her time off work due to her injuries and the cost of repairing her vehicle.
Contact your insurance company and the at-fault driver’s insurance provider to inform them about the accident. Be cautious when speaking to insurance agents, and refrain from admitting fault or agreeing to a settlement offer until you fully understand your claim’s value.
Case Study: Mary notified both her insurance company and the at-fault driver’s insurance provider about the accident. She didn’t admit fault and didn’t commit to any settlement offers over the phone.
To determine your claim’s value, consider all damages, such as medical expenses, lost wages, property damage, and pain and suffering. It’s crucial to have a clear understanding of your claim’s worth before negotiating with insurance adjusters.
Case Study: Mary and her attorney assessed her claim’s value by compiling all her documented expenses, lost wages, and considering non-economic damages such as pain and suffering.
Once you have determined your claim’s value, it’s time to negotiate a fair settlement with the at-fault driver’s insurance company. Be prepared to back up your demands with evidence and documentation. If you can’t reach a satisfactory settlement agreement, consider exploring alternative measures, like filing a lawsuit.
Case Study: Mary’s attorney helped her negotiate a fair settlement based on her documented expenses, lost wages, and pain and suffering endured due to the accident.
Once both parties agree on a settlement amount, the insurance company will require you to sign a release waiving any future claims related to the accident. Review this document carefully to ensure it is accurate and complete.
Case Study: Mary carefully reviewed the settlement and release agreement, ensuring that it accurately reflected the agreed-upon terms before signing it.
Navigating the Georgia car accident settlement process can be challenging, but with the experienced attorneys at Cohen & Sinowski by your side, you can feel confident and supported. We’ll ensure you receive the compensation you deserve while protecting your rights throughout the settlement process. Contact us today for a free consultation, and remember, with Cohen & Sinowski, #localmatters.